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How Long Does the Credit Repair Process Take?
We’ve seen our clients’ scores shoot up by over 100 points in just 30 days. For others, it is a slightly longer game. That is why we advise giving the process at least 3 months to start seeing progress. On average, the full transformation takes 6 to 8 months. Legally, no one can guarantee credit repair. Because it is not a sure thing, we refuse to let you gamble your hard earned money.
How is Imperial Ethics Credit Repair Different?
Zero Upfront Fees: No shady “admin fees” just to type in your name. BBB A+ Rated: Our reputation speaks for itself. Pay For Results Only: You only pay us when a negative account drops off. 100% Custom Letters: No templates here, every dispute is tailored to you. Cash Back for Violations: We help clients cash in four-figure payouts for certain FCRA violations. Free Legal Power: Our partner attorneys sue the bureaus (in certain situations) for you with zero out-of-pocket costs.
Can I Do Credit Repair Myself?
You absolutely can! In fact, we will even send you a DIY kit completely free of charge to get you started. But think of it like this: anyone can buy a set of tools, but a master mechanic gets the job done faster and without the headaches. Working with an expert who has years of experience simply yields different, more powerful results than trying it alone for the first time. Either way, we have your back. Whether you want the driver’s seat or want us to take the wheel, we are here to support your journey.
How much does credit repair cost?
You only pay when we win. We only charge you when a negative account is successfully removed from your report. Because we keep our rates competitive, our pricing updates periodically. Head over to our website’s pricing section to see our current rates.
What items can be disputed or removed?
Incorrect personal details Late payments Charge-offs Collections Bankruptcies Repossessions We do not dispute Child Support Accounts!
Will checking my own credit lower my score?
No. Checking your own credit report is considered a “soft inquiry.” It has zero impact on your credit score, no matter how many times you check it.
What is the difference between credit repair and debt consolidation?
Credit repair fixes errors on your credit report to boost your score and credit profile. Debt consolidation combines multiple debts into a single new loan or payment program, which changes how much you owe.
