Frequently Asked Questions | Credit Repair & Restoration Help

Yes, we do. At Imperial Ethics Credit Repair, we believe that no one should have to pay to fix damage caused by someone else. That is why we proudly offer identity theft credit repair completely free of charge.

We understand how devastating identity theft can be. It is not just about your credit. It is about your sense of safety, your peace of mind, and your future. That is why we treat every case with urgency, compassion, and respect. We will walk with you through every step: identifying fraudulent accounts, filing the proper documentation, contacting the credit bureaus, and restoring your credit profile.

But we do not stop there. If you need legal support, we provide that too and it is completely free. Our clients are not just given guidance, they are protected. In some cases, we have even helped clients receive financial compensation when their rights were violated.

At Imperial Ethics Credit Repair, it is about doing what is right. You should never have to fight alone, and with us, you will not have to.

Every credit profile is unique, so the timeline for credit repair can vary widely. Much depends on the specific issues in your report and how cooperative the credit bureaus are during the process. Sometimes they respond quickly, and sometimes it takes more time to get everything resolved properly.

On average, credit repair usually takes about four to six months, but that is just a general guideline. Some cases move faster, others take longer. What matters most is that you are taking steps to rebuild and reclaim your financial future.

At Imperial Ethics Credit Repair, we understand how stressful waiting can be. But one thing you can count on is peace of mind because with us, you are never locked into monthly fees or subscriptions. Even if your credit repair takes longer than expected, you will only pay for real results. 

No. And if one does, that’s a major red flag.

Under the Credit Repair Organizations Act (15 U.S. Code § 1679c), it is illegal for any credit repair company to guarantee specific outcomes like a certain credit score or the removal of accurate negative items. If a company makes those kinds of promises, they are violating federal law and putting your trust, time, and money at risk.

At Imperial Ethics Credit Repair, we follow the law, stand on integrity, and charge when we get results. No gimmicks. No shortcuts. 

Yes, you can. But many people quickly find the process overwhelming. Between understanding credit laws, knowing what to dispute, dealing with the credit bureaus, and tracking every detail, it can feel like a full time job.

At Imperial Ethics Credit Repair, we take that weight off your shoulders. We use our knowledge, experience, and legal strategies to guide you through it the right way. You do not have to face this alone. We are here to support you every step of the way with care, clarity, and integrity.

At Imperial Ethics Credit Repair, we do things differently. We charge a one time fee for your credit analysis, but after that, our pricing is performance based, meaning you only pay for the work we complete when we get real, verifiable results. No monthly fees. No paying for promises. Just fair, honest service focused on outcomes.

We are also proudly accredited by the Better Business Bureau with an A+ rating, which reflects our commitment to integrity, transparency, and putting our clients first.

Our pricing is performance based, which means you do not pay for credit repair unless we get results. We believe in earning your trust through real progress, not empty promises.

We do charge a one time credit analysis fee, but after that, you only pay when we successfully remove negative items from your credit report. No monthly fees. No paying for work that does not produce real movement.

For full details on pricing, please visit our Pricing Page where everything is explained. At Imperial Ethics Credit Repair, we keep things honest, transparent, and focused on helping you move forward.

You might be tempted to push collections to the side and hope they disappear. But they don’t. They follow you as they silently hurt your credit, your goals, and your peace of mind. Every time you get denied a loan or stuck with high interest, that collection is part of the reason why.

Ignoring it won’t make it go away. But taking action can. At Imperial Ethics Credit Repair, we help people just like you remove collections the right way so you can finally move forward with confidence.

Our credit analysis is more than just a quick glance at your credit reports. It is a deep, personalized review of your financial picture designed to give you real clarity and direction.

We go through your credit reports from all three major bureaus—Experian, Equifax, and TransUnion. We look for inaccurate, outdated, or unverifiable information, and we identify what may be holding your scores back. We also assess your debt balances, credit utilization, account mix, and payment history to get a complete understanding of where you stand and what steps can move you forward.

But what makes our analysis truly different is how we treat you. You are not just another file. We listen to your story, your goals, and your challenges so we can build a strategy that actually fits your life.

At Imperial Ethics Credit Repair, the credit analysis is the first step toward peace of mind, a fresh start, and the support you deserve.

A lot of credit repair advice on social media is either misleading, incomplete, or flat out wrong. In many cases, following that advice can actually damage your credit and lead to long term setbacks that are expensive to fix. At Imperial Ethics Credit Repair, we use legal, proven strategies customized to your credit profile so you can avoid costly mistakes. 

Yes, we dispute with all three major credit bureaus: Experian, Equifax, and TransUnion. Each bureau may report different information, so it is important to work with all of them. What appears on one report may not appear on another, and ignoring even one can leave inaccurate information behind.

At Imperial Ethics Credit Repair, we take a careful and personalized approach. We review each of your credit reports in detail, identify any inaccurate or unverifiable information, and take legal steps to challenge those items directly with the appropriate bureau. You deserve a fair and accurate credit profile across all three.