We specialize in identity theft, and that work is free for our clients. Recognized as one of Arizona’s top-rated credit repair companies, with an A+ rating with the Better Business Bureau, and a member of the Chamber Of Commerce. On credit repair, you only pay when results are achieved on your credit report.
★★★★★
4.9 Ratings of 100+ reviews
Actual client results. Results vary based on individual credit profiles and are not guaranteed.
Imperial Ethics Credit Repair specializes in addressing and helping remove high impact negative credit items. We leverage the full power of the Fair Credit Reporting Act to challenge the accuracy and legality of the following:
Identity theft is what we specialize in, and we do not charge our clients for it. We dispute every fraudulent account with all three bureaus on your behalf, our partner attorneys step in at no out-of-pocket cost when the law has been broken, and you may be compensated where an item keeps reporting.
According to the Fair Credit Reporting Act (15 U.S.C. § 1681i), you have the right to dispute errors on your credit report. We leverage this law to help ensure inaccurate or unverified accounts are corrected or removed, protecting your credit and helping you take control.
Before we can review anything, we need a copy of your credit report. Sign up at smartcredit.com/imperialethics. The cost is less than $1 per day. If you already have credit monitoring, you may use that instead.
Identity theft repair is free for every client. Beyond that, take one session of guidance with the Credit Blueprint, or the professional route with our Results-Based Program. Prefer to handle it yourself? Email us for the free DIY kit at Rashad.winston@imperialethics.com.
Included with any paid route. Never billed separately, at any volume.
You only pay for the negative items we successfully remove from your credit reports.
Each removal is priced per credit bureau.
+ $97 Credit Analysis, one time, billed only after your completed analysis is delivered.
Not sure you need full credit repair? Have us read the file and tell you what to do next.
Our office is in Glendale and we work with clients throughout Maricopa County. Pick your city for local detail.
Imperial Ethics Credit Repair charges $97 per negative item successfully removed, priced per credit bureau, plus a one-time $97 credit analysis billed only after your analysis is delivered. You are never billed for more than 8 removals, no matter how many we delete. We also offer a free DIY credit repair kit if you would rather dispute on your own.
Most clients see meaningful progress in 3 to 8 months. Credit bureaus have 30 days to respond to each dispute, so the work moves in rounds. We have seen scores rise more than 100 points in a single 30-day cycle, and we have seen files that took longer. No credit repair company can legally guarantee a result.
Yes. The Fair Credit Reporting Act (15 U.S.C. § 1681i) gives every consumer the right to dispute inaccurate, incomplete or unverified information on their credit report, and the Credit Repair Organizations Act regulates companies that do it on your behalf. Imperial Ethics Credit Repair operates under both, which is why we never charge before work is performed.
Yes, and we will send you a free DIY credit repair kit to do it. Disputing is free and the bureaus must answer you the same way they answer us. Clients hire us when the file is complicated, when a first round came back “verified” with no explanation, or when they simply do not want to spend months writing letters.
No. If an account is accurate, current and verifiable, it stays on your report until it ages off. Federal law does not provide a way around that. What we can do is challenge what is inaccurate, duplicated, unverified or reported illegally, and help you rebuild around what remains.
No. Checking your own credit report is a soft inquiry and has zero impact on your score, no matter how many times you check it. Filing a dispute does not lower your score either.
Yes. Our office is at 6751 N Sunset Blvd Suite 320, Glendale, Arizona 85305, and we work with clients across the Valley including Phoenix, Scottsdale, Mesa, Tempe, Chandler, Peoria and Surprise. Everything can be handled remotely if that is easier. Call 480-754-9066 or book a time online.
A copy of your credit report. Sign up through smartcredit.com/imperialethics, or use credit monitoring you already have. From there we review the report, send you an action plan, and you decide whether to continue. The review costs you nothing.
Start with your credit report. We will tell you what we find before you owe us anything.
AVERAGE RATING
BBB RATING
4.9 Ratings of 100+ reviews
As a mortgage lender, I get calls all of the time from companies offering their credit repair services but it’s rare to find one with a personal touch who also performs. Rashad helped a client achieve something that we didn’t think was possible. It gave our buyer the opportunity to purchase a home that would otherwise not be possible. Rashad is an honest, pleasant, and generous man. You will be in great hands if you entrust him with your credit situation.
