Stop Wasting Your Money on Credit Repair Fees!
Save for Your Future Instead
Why pay $180 per month to a credit repair company if you do not have to? Because of our trusted partnerships, we provide our credit repair services at no cost to you!
On average, we save our clients $1,500+ in credit repair fees!
Recognized as one of Arizona’s top-rated credit repair companies, with an A+ rating with the Better Business Bureau, and a member of the Chamber Of Commerce!
Do Not Let Your Past Dictate Your Future
Imperial Ethics Credit Repair specializes in addressing and helping remove high impact negative credit items. We leverage the full power of the Fair Credit Reporting Act to challenge the accuracy and legality of the following:
Major Negative Items
- Charge Offs.
- Collections.
- Bankruptcies.
Asset Recovery Issues
- Repossessions..
Persistent Errors
- Late Payments.
- Identity Errors.
- Duplicate Reporting.
Educational Debt
- Student Loans.
Federal Law Protects You
According to the Fair Credit Reporting Act (15 U.S.C. § 1681i), you have the right to dispute errors on your credit report. We leverage this law to help ensure inaccurate or unverifiable accounts are corrected or removed, protecting your credit and helping you take control
From Denied to Closing Day
We are not just a credit repair company. We are your gateway to the Valley’s top Realtors and Mortgage Loan Officers.
Our goal is to ensure you are loan ready for home purchases, vehicle financing, and business funding.
We do not just help fix your past. We help connect you to your future.
Bad Credit Is Costing You Every Day
Poor credit can cost you hundreds of thousands of dollars over a lifetime through the following
High Interest Rates
Most people don’t realize that credit card interest compounds daily, costing you significantly more than you think. In fact, due to high interest rates, many people end up paying for their home or car twice without even knowing it.
Insurance Premiums
Did you know that drivers with poor credit can pay up to twice as much for car insurance? In some states, a low score can even triple your premiums—costing you thousands in fees every single year.
Wasted Deposits
Bad credit forces you to pay massive upfront deposits for housing, utilities, and basic services. These inflated costs take money out of your hands and put it in someone else’s.
Some Creditors Are Breaking the Law And We Make Them Answer for It
In the vast majority of credit reports we review, we uncover at least 1 form of reporting violation. Many families we help had no idea they were victims of illegal reporting until we found the errors creditors hoped would go unnoticed.
Attorney Backed Litigation Support
When we find certain credit violations, our partner attorneys take them to court at no out-of-pocket cost to you! We don’t just aim to delete the debt; our attorneys fight to put money in your pocket for the damages they caused
Some Creditors Are Breaking the Law. We Make Them Answer for It.
In the vast majority of credit reports we review, we uncover at least 1 form of reporting violation. Many families we help had no idea they were victims of illegal reporting until we found the errors creditors hoped would go unnoticed.
Attorney Backed Litigation Support
When we find certain credit violations, our partner attorneys take them to court at no out-of-pocket cost to you! We don’t just aim to delete the debt; our attorneys fight to put money in your pocket for the damages they caused
The Imperial Ethics Credit Repair No Lose Roadmap
Get Your Credit Report For Less Than $1 Per Day
To begin your violation audit, we need a copy of your credit report. Sign up at www.smartcredit.com/imperialethics and receive a 10% discount. The cost is less than $1 per day. If you already have credit monitoring, you may use that instead.
Complete Your Sign-Up
After receiving your report, click the “Sign Up Now” button at the top of the page and complete the form. Once you become an official client, we’ll give you a call to review your credit report together.
Secure Client Portal
Your information is protected using industry standard encryption and is never shared.
Our Commitment To You
Attorney Route
If certain violations are found, Imperial Ethics Credit Repair and our partner attorneys handle the entire process with no out of pocket cost to you.
DIY Route
If your report contains minor errors or mistakes, you receive our $200 DIY Credit Repair Kit completely free of charge. This includes DIY expert disputing, credit education, and identity theft prevention tools.
Join the Families Who Stopped Letting Their Credit Stand Between Them and Their Goals!
Rated 4.9 stars with 100+ reviews on Google, Yelp, The Better Business Bureau, and The Chamber Of Commerce! Rated one of the best credit repair companies in Arizona!
What People Say About Us
4.9 Ratings of 100+ reviews
Jeff Diaz
As a mortgage lender, I get calls all of the time from companies offering their credit repair services but it’s rare to find one with a personal touch who also performs. Rashad helped a client achieve something that we didn’t think was possible. It gave our buyer the opportunity to purchase a home that would otherwise not be possible. Rashad is an honest, pleasant, and generous man. You will be in great hands if you entrust him with your credit situation.
Elouise Nathaniel
Jill Comfort
Anastasia C
Exceptional Service! I highly recommend Imperial Ethics Credit Repair. I’m a Realtor & work with clients at all credit & income levels & to have a resource like imperial available to help with their credit questions or needs has been so amazing! They are professional, knowledgeable, and have excellent customer service. I recently had a client thank me for referring Imperial because she has used other companies in the past and said Rashad was amazing! As a Realtor I want my clients to have the best when I refer them to another business or service provider. Imperial is the BEST and the Only credit resource I refer to my clients.
James Hoskins
I can’t say in words how appreciative I am of Imperial Ethics but I’ll try. I worked with many other credit repair to get simple help with my credit without any real improvement. Rashad proved with results within 30 days. It’s been well under a year I’ve used Imperial and my credit has grown 200 + points and still growing. Started in low 400’s, now mid 600’s. It’s so easy to see everything going on with progress. They are thorough, transparent, and really fight to work on your credit like it’s their own. I’m approved for things that have always been impossible now. Rashad knows all the legal and also has a legal team he uses. Thank you Thank you Thank you so much. Good to have honest, trustworthy people who help.
Mya Moreno
Cannot believe the service received! Rashad is so dependable knowledgeable and gets the job done without any concern. My credit was repaired in no time and has impacted my life tremendously. I thank you, my family thanks you more 🙏
Genesis Chaney
Rashad, is truly incredible! I had no hope when I first joined because my credit was so bad. In 3 months he did what I thought was impossible. He’s getting me back on the right track to finally purchase my first home. I definitely recommend and I highly recommend Rashad
J Nors
I started with Imperial Ethics about 1-1/2 years ago. I worked closely with Rashad who has been amazing to work with throughout the process. He responded to all of my emails, text messages and phone calls in a timely manner. When I signed up with Imperial Ethics my credit score was 524. I could not qualify for a home nor much of anything else. Our goal was home ownership. One year from the date working with Imperial Ethics my scores shot up to 724 with all three credit bureaus. Qualifing us for our new home. After being in our new home for a couple of months Rashad is still helping improve my credit report. Words can not express our graditude. I highly recommend you giving Imperial Ethics a try for one year, do what is asked, respond to emails, text messages and see what can happen for you!!! Extremely Happy Client!!
Maryam Davis
Working with him has been amazing. His experience and patience goes along way. If you have a goal to reach with your credit . He will make sure you reach it. His customer service goes over and beyond. Money well spent!
Sharyl Lagman
Kathie Rupe
Megan
David Kross
Keara Mask
Rashad helped clean up my credit report from 530-700s in a matter of a few months! He’s dedicated and worked with me financially as well! 👍🏾👍🏾👍🏾
480-754-9066
Rashad.Winston@imperialethics.com
6751 N Sunset Blvd Suite 320, Glendale, Arizona 85305
Let’s Fix Your Credit Together
Have questions or ready to start your free violation audit? Fill out the form below and our team will reach out to guide you step‑by‑step.
480-754-9066 (reserved for existing clients)
Rashad.Winston@imperialethics.com
6751 N Sunset Blvd Suite 320, Glendale, Arizona 85305
© 2026 Imperial Ethics Credit Repair. All rights reserved.
- Terms & Conditions
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Imperial Ethics Credit Repair is not a law firm. Results vary based on individual credit profiles. No guarantees are made regarding credit score increases or account removals. Our DIY credit repair resources are provided for educational purposes only. If you sign up for SmartCredit or are referred to an attorney, Imperial Ethics Credit Repair may receive compensation. This does not increase the cost of our credit assistance services, which remain free to you.