A+ Rating With The Better Business Bureau
Top-Rated Credit Repair In Glendale, Arizona
Top 10 Best Credit Repair Companies In Glendale, Arizona
Member Of The Chamber Of Commerce
Partnered With SmartCredit
Partnered With Kikoff
Recognized as one of Arizona’s top-rated credit repair companies, with an A+ rating with the Better Business Bureau and member of the Chamber Of Commerce. Credit repair is one flat $147 fee, with no monthly billing. Identity theft is our specialty, and that work is free for our clients.
★★★★★
4.9 Ratings of 100+ reviews
Actual client results. Results vary based on individual credit profiles and are not guaranteed.
Imperial Ethics Credit Repair specializes in addressing and helping remove FCRA violations. We leverage the full power of the Fair Credit Reporting Act to challenge the accuracy and legality of the following:
Identity theft is what we specialize in, and we do not charge our clients for it. We dispute every fraudulent account with all three bureaus on your behalf, our partner attorneys step in at no out-of-pocket cost when the law has been broken, and you may be compensated where an item keeps reporting.
According to the Fair Credit Reporting Act (15 U.S.C. § 1681i), you have the right to dispute errors on your credit report. We leverage this law to help ensure inaccurate or unverified accounts are corrected or removed, protecting your credit and helping you take control.
When we find certain credit violations, our partner attorneys take them to court at no out-of-pocket cost to you! We don’t just aim to delete the debt; our attorneys fight to put money in your pocket for the damages they caused.
Before we can review anything, we need a copy of your credit report. Sign up at smartcredit.com/imperialethics. The cost is less than $1 per day. If you already have credit monitoring, you may use that instead.
After receiving your report, click the “Sign-Up Now” button at the top of the page and complete the form. Once you become an official client, we will review your credit report and call you to discuss the best route forward, whether that is disputing on your behalf or another strategy that fits your situation.
Minor errors? Choose the Free DIY Kit.
Credit repair is one flat $147 fee, no monthly billing and nothing charged per item. Identity theft repair is free for every client. Prefer to handle it yourself? Email us for the free DIY kit at Rashad.winston@imperialethics.com.
Free for identity theft victims. The disputes, the attorney, and your credit blueprint.
Stop guessing. Get a gameplan built from your Experian, Transunion, and Equifax reports.
$147 one time
Free 5 minute review. Pay after delivery. No monthly fee.
Our office is in Glendale and we work with clients throughout Maricopa County. Pick your city for local detail.
$147, one time. The Credit Blueprint includes free FCRA violation disputes filed on your behalf, a credit repair game plan, a debt payoff plan, your Blueprint sent to your email and a live walkthrough call. There is no monthly fee and no per item charge. Identity theft repair is free for every client, and a free DIY kit is available if you would rather file the disputes yourself.
Your Credit Blueprint is delivered the same day we receive your reports. From there, progress depends on two things: how quickly the bureaus move, since they have 30 days to answer each dispute, and how closely you follow the plan, including paying down the accounts we tell you to. Clients who work the Blueprint as written see results faster. Most see meaningful progress in 2 to 5 months. Legally, no one can guarantee credit repair.
Yes. The Fair Credit Reporting Act (15 U.S.C. § 1681i) gives every consumer the right to dispute inaccurate, incomplete or unverified information on their credit report, and the Credit Repair Organizations Act regulates companies that do it on your behalf. Imperial Ethics Credit Repair operates under both, which is why we never charge before work is performed.
Yes, and we will send you a free DIY credit repair kit to do it. Disputing is free and the bureaus must answer you the same way they answer us. Clients hire us when the file is complicated, when a first round came back “verified” with no explanation, or when they simply do not want to spend months writing letters.
No. If an account is accurate, current and verifiable, it stays on your report until it ages off. Federal law does not provide a way around that. What we can do is challenge what is inaccurate, duplicated, unverified or reported illegally, and help you rebuild around what remains.
No. Checking your own credit report is a soft inquiry and has zero impact on your score, no matter how many times you check it. Filing a dispute does not lower your score either.
Yes. Our office is at 6751 N Sunset Blvd Suite 320, Glendale, Arizona 85305, and we work with clients across the Valley including Phoenix, Scottsdale, Mesa, Tempe, Chandler, Peoria and Surprise. Everything can be handled remotely if that is easier. Call 480-754-9066 or book a time online.
A copy of your credit report. Sign up through smartcredit.com/imperialethics, or use credit monitoring you already have. From there we review the report, send you an action plan, and you decide whether to continue. The review costs you nothing.
Start with your credit report. We will tell you what we find before you owe us anything.
AVERAGE RATING
BBB RATING
4.9 Ratings of 100+ reviews
As a mortgage lender, I get calls all of the time from companies offering their credit repair services but it’s rare to find one with a personal touch who also performs. Rashad helped a client achieve something that we didn’t think was possible. It gave our buyer the opportunity to purchase a home that would otherwise not be possible. Rashad is an honest, pleasant, and generous man. You will be in great hands if you entrust him with your credit situation.
