Affordable & Free Credit Repair Services Near You!
Rashad.winston@imperialethics.com
Recognized as one of Arizona’s top-rated credit repair companies, with an A+ rating with the Better Business Bureau, and a member of the Chamber Of Commerce!
Negative Items Our Credit Repair Specialists Can Help Remove
Imperial Ethics Credit Repair specializes in addressing and helping remove high impact negative credit items. We leverage the full power of the Fair Credit Reporting Act to challenge the accuracy and legality of the following:
Major Negative Items
- Charge Offs
- Collections
- Bankruptcies
Asset Recovery Issues
- Repossessions
Persistent Errors
- Unknown Accounts
- Identity Errors
- Duplicate Reporting
Educational Debt
- Student Loans
Federal Law Protects You
According to the Fair Credit Reporting Act (15 U.S.C. § 1681i), you have the right to dispute errors on your credit report. We leverage this law to help ensure inaccurate or unverifiable accounts are corrected or removed, protecting your credit and helping you take control.
The Valley's Top Realtors!
We are not just a credit repair company. We are your gateway to the Valley’s top Realtors and Mortgage Loan Officers.
Our goal is to ensure you are loan ready for home purchases, vehicle financing, and business funding.
We do not just help fix your past. We help connect you to your future.
Bad Credit Is Costing You Every Day
Poor credit can cost you hundreds of thousands of dollars over a lifetime through the following
High Interest Rates
Most people don’t realize that credit card interest compounds daily, costing you significantly more than you think. In fact, due to high interest rates, many people end up paying for their home or car twice without even knowing it.
Insurance Premiums
Did you know that drivers with poor credit can pay up to twice as much for car insurance? In some states, a low score can even triple your premiums—costing you thousands in fees every single year.
Wasted Deposits
Bad credit forces you to pay massive upfront deposits for housing, utilities, and basic services. These inflated costs take money out of your hands and put it in someone else’s.
Some Creditors Are Breaking the Law And We Make Them Answer for It
In the vast majority of credit reports we review, we uncover at least 1 form of reporting violation. Many families we help had no idea they were victims of illegal reporting until we found the errors creditors hoped would go unnoticed.
Attorney Backed Litigation Support
When we find certain credit violations, our partner attorneys take them to court at no out-of-pocket cost to you! We don’t just aim to delete the debt; our attorneys fight to put money in your pocket for the damages they caused
Some Creditors Are Breaking the Law. We Make Them Answer for It.
In the vast majority of credit reports we review, we uncover at least 1 form of reporting violation. Many families we help had no idea they were victims of illegal reporting until we found the errors creditors hoped would go unnoticed.
Attorney Backed Litigation Support
When we find certain credit violations, our partner attorneys take them to court at no out-of-pocket cost to you! We don’t just aim to delete the debt; our attorneys fight to put money in your pocket for the damages they caused
The Imperial Ethics Credit Repair No Lose Roadmap
Get Your Credit Report For Less Than $1 Per Day
To begin your violation audit, we need a copy of your credit report. Sign up at www.smartcredit.com/imperialethics and receive a 10% discount. The cost is less than $1 per day. If you already have credit monitoring, you may use that instead.
Complete Your Sign-Up
After receiving your report, click the “Sign-Up Now” button at the top of the page and complete the form. Once you become an official client, we will review your credit report and send you an action plan.
Secure Client Portal
Your information is protected using industry standard encryption and is never shared.
Our Commitment To You
Attorney Route
If certain violations are found, Imperial Ethics Credit Repair and our partner attorneys handle the violations. There is no additional fee for the attorney cost!
DIY Or Professional Route
If your report contains minor errors, choose between our Free DIY Credit Repair Kit our or Results-Based Program.
Join the Families Who Stopped Letting Their Credit Stand Between Them and Their Goals!
Rated 4.9 stars with 100+ reviews on Google, Yelp, The Better Business Bureau, and The Chamber Of Commerce! Rated one of the best credit repair companies in Arizona!
FAQ
How Long Does the Credit Repair Process Take?
We’ve seen our clients’ scores shoot up by over 100 points in just 30 days. For others, it is a slightly longer game.
That is why we advise giving the process at least 3 months to start seeing progress. On average, the full transformation takes 6 to 8 months. Legally, no one can guarantee credit repair.
Can I Do Credit Repair Myself?
You absolutely can! In fact, we will even send you a DIY kit completely free of charge to get you started. But think of it like this: anyone can buy a set of tools, but a master mechanic gets the job done faster and without the headaches. Working with an expert who has years of experience simply yields different, more powerful results than trying it alone for the first time. Either way, we have your back. Whether you want the driver’s seat or want us to take the wheel, we are here to support your journey.
How much does credit repair cost?
You only pay when we win. We only charge you when a negative account is successfully removed from your report. Because we keep our rates competitive, our pricing updates periodically. Head over to our website’s pricing section to see our current rates.
What items can be disputed or removed?
Incorrect Personal Information
Late payments
Charge-offs
Collections
Bankruptcies
Repossessions
We do not dispute Child Support Accounts!
Will checking my own credit lower my score?
No. Checking your own credit report is considered a “soft inquiry.” It has zero impact on your credit score, no matter how many times you check it.
What is the difference between credit repair and debt consolidation?
Credit repair fixes errors on your credit report to boost your score and credit profile. Debt consolidation combines multiple debts into a single new loan or payment program, which changes how much you owe.
480-754-9066
Rashad.Winston@imperialethics.com
6751 N Sunset Blvd Suite 320, Glendale, Arizona 85305
Let’s Fix Your Credit Together
Have questions or ready to start your free violation audit? Fill out the form below and our team will reach out to guide you step‑by‑step.
480-754-9066 (reserved for existing clients)
Rashad.Winston@imperialethics.com
6751 N Sunset Blvd Suite 320, Glendale, Arizona 85305
© 2026 Imperial Ethics Credit Repair. All rights reserved.
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Imperial Ethics Credit Repair is not a law firm. Results vary based on individual credit profiles. No guarantees are made regarding credit score increases or account removals. Our DIY credit repair resources are provided for educational purposes only. If you sign up for SmartCredit or are referred to an attorney, Imperial Ethics Credit Repair may receive compensation. This does not increase the cost of our credit assistance services.