About Us
As a young adult, I remember getting many offers from credit card companies to sign up. I didn’t have that much knowledge about credit other than if you have a credit card, you can purchase things without having the money. I didn’t know how interest worked, and I never calculated how much I would spend if I only kept up with the minimum payments. I financed a vehicle as well, still not understanding how much everything was going to cost me. The best teacher is experience, and I had quite a bit of experience with bad credit. I had my car repossessed, maxed out my credit cards, and I had medical and cell phone bills that went to collections. My credit was so bad, I applied for a job and was denied employment (they sent me a letter in writing tell me that is why they couldn’t hire me).
I applied at a bank and got a job as a teller. At the bank, they had a course on their website, and it taught me about credit. I started to understand how credit worked and why it was so important. I realized how expensive a low credit score could be and the negative impact that could last a lifetime. I started to apply the principles that I learned in the video, and as time passed, I began to see my credit increase. As of today, my credit score is in the 800’s and if I can do it then you can do it.
I applied at a bank and got a job as a teller. At the bank, they had a course on their website, and it taught me about credit. I started to understand how credit worked and why it was so important. I realized how expensive a low credit score could be and the negative impact that could last a lifetime. I started to apply the principles that I learned in the video, and as time passed, I began to see my credit increase. As of today, my credit score is in the 800’s and if I can do it then you can do it.
It takes time to build credit, and it starts first with a great foundation and understanding of how credit works. Once I understood how credit worked and how expensive it could be, I began to make better decisions for myself. That EXTRA money you are spending could go to your kids, or maybe that vacation you always wanted to take, or perhaps you want to keep it in your savings for a rainy day. But it all starts with knowing.
Well, here is some knowledge. Around 80 percent of credit reports contain errors. Millions of people are negatively impacted by these errors, which can have an adverse result on interest rates and the ability to obtain credit. Here at Imperial Ethics, I will carefully analyze your credit report and communicate with the credit bureaus and the creditors to remove unverifiable items. You will also receive tips on different ways to build your credit. Together as a team, we can get you to the place you want to be.
Well, here is some knowledge. Around 80 percent of credit reports contain errors. Millions of people are negatively impacted by these errors, which can have an adverse result on interest rates and the ability to obtain credit. Here at Imperial Ethics, I will carefully analyze your credit report and communicate with the credit bureaus and the creditors to remove unverifiable items. You will also receive tips on different ways to build your credit. Together as a team, we can get you to the place you want to be.